Exchange Hong Kong dollars (HKD) for foreign currency using FPS (Faster Payment System),
with the option to convert back to HKD.
Use the mobile app to book foreign currency withdrawals without waiting in line.
Enjoy instant savings at the same rate anytime, anywhere easily!
Install and access
the matching platform app
Zero-spread mobile app matching platform
YOUR FOREIGN CURRENCY
CASH ASSISTANT
Install and access
the matching platform app
Exchange Hong Kong dollars (HKD) for foreign currency
using FPS (Faster Payment System),
with the option to convert back to HKD.
Use the mobile app to book foreign currency
withdrawals without waiting in line.
Enjoy instant savings at the same rate anytime,
anywhere easily!
Zero-spread mobile app matching platform
YOUR FOREIGN CURRENCY
CASH ASSISTANT
Exchange Hong Kong dollars (HKD) for foreign currency
using FPS (Faster Payment System),
with the option to convert back to HKD.
Use the mobile app to book foreign currency
withdrawals without waiting in line.
Enjoy instant savings at the same rate anytime,
anywhere easily!
Install and access
the matching platform app
Real-time Foreign Currency Cash Exchange Rate
JPY
CAD
CHF
CNY
AED
EUR
GBP
NZD
USD
TWD
MYR
THB
IDR
KRW
AUD
PHP
SGD
Real-time Foreign Currency Cash Exchange Rate
JPY
CAD
CHF
CNY
AED
EUR
IDR
KRW
AUD
GBP
NZD
USD
TWD
MYR
THB
PHP
SGD
Real-time Foreign Currency Cash Exchange Rate
JPY
CAD
CHF
CNY
AED
EUR
IDR
KRW
AUD
GBP
NZD
USD
TWD
MYR
THB
PHP
SGD
WHY BUYING AND SELLING
PRICES NOT THE SAME?
IS THE EXCHANGE RATE
FAIR ENOUGH?
Concept of Zero-spread rate
The concept of Zero-spread rate refers to a situation in the market where there are no arbitrage opportunities. When the prices of a foreign currency do not differ between the "buy" and "sell" exchange rates, it is called no price difference exchange.
Traditional industries typically rely on the two rates, "buy" and "sell," to earn profit from the price spread. Different banks and exchange shops have their own pricing, which can confuse and exhaust consumers when comparing prices.
However, 2XCHANGE adopts a professional approach by integrating a large amount of market data and deriving a real, fair, and completely transparent no price difference exchange rate through meticulous calculations. Here, the exchange rates become straightforward and clear. Whether you are a buyer or a seller, you can easily compare the rates from other banks on this platform and make informed decisions.
Imagine if the exchange rate of Hong Kong Dollars to Japanese Yen is 0.502, and when converting Yen back to Hong Kong Dollars, it is also 0.502. This represents a fair and mutually beneficial situation for both parties!
Main Features
Arbitrage Opportunity:
Arbitrage refers to the practice of making risk-free profits by exploiting price differences. The state of zero spread exchange means that investors cannot profit from price differences, as any discrepancies that arise will be quickly exploited by market participants, ultimately leading to price convergence.
Market Efficiency:
The existence of zero spread exchanges is often associated with market efficiency. The efficient market hypothesis assumes that all available information is reflected in asset prices, meaning that the prices of all assets should be reasonable and that long-term price differences should not occur.
Risk Management:
In a zero spread exchange environment, investors can better manage risks because prices are transparent and consistent, reducing the likelihood of market manipulation.
The direct relationship to you
The concept of no price difference is definitely relevant to you compared to traditional buying and selling prices when it comes to currency exchange! Imagine if you could exchange foreign currency at relatively low rates, allowing you to bring back more foreign currency from each trip. Likewise, when you return to Hong Kong, exchanging the remaining foreign currency back to Hong Kong dollars at the same rate would also give you more. This back-and-forth could save you enough for a cold drink or even a Hong Kong-style tea meal!
You could say that the smarter you are, the more you save!
In a no-price-difference platform, there are no traditional buying and selling prices, only buyers and sellers. Both parties work together through this matching platform to create and maintain a fair exchange environment, achieving a win-win situation for all involved.
The persistent problems of traditional exchange
Lack of Transparency in Exchange Rates:
Customers find it difficult to obtain a unified market exchange rate and may be affected by unreasonable rates that impact their exchange results.
Limited Currency Options:
Traditional exchange shops may not offer currencies from all countries, limiting customer choices.
Inadequate Customer Service:
The quality of customer service in some traditional exchange shops can be inconsistent, and customers may not receive timely assistance when issues arise.
Security Concerns:
Carrying large amounts of cash to physical stores for exchange may pose security risks, making customers feel uneasy.
WHY BUYING AND SELLING PRICES NOT THE SAME?
IS THE EXCHANGE RATE FAIR ENOUGH?
Concept of Zero-spread rate
The concept of Zero-spread rate refers to a situation in the market where there are no arbitrage opportunities. When the prices of a foreign currency do not differ between the "buy" and "sell" exchange rates, it is called no price difference exchange.
Traditional industries typically rely on the two rates, "buy" and "sell," to earn profit from the price spread. Different banks and exchange shops have their own pricing, which can confuse and exhaust consumers when comparing prices.
However, 2XCHANGE adopts a professional approach by integrating a large amount of market data and deriving a real, fair, and completely transparent no price difference exchange rate through meticulous calculations. Here, the exchange rates become straightforward and clear. Whether you are a buyer or a seller, you can easily compare the rates from other banks on this platform and make informed decisions.
Imagine if the exchange rate of Hong Kong Dollars to Japanese Yen is 0.502, and when converting Yen back to Hong Kong Dollars, it is also 0.502. This represents a fair and mutually beneficial situation for both parties!
Main Features
Arbitrage Opportunity:
Arbitrage refers to the practice of making risk-free profits by exploiting price differences. The state of zero spread exchange means that investors cannot profit from price differences, as any discrepancies that arise will be quickly exploited by market participants, ultimately leading to price convergence.
Market Efficiency:
The existence of zero spread exchanges is often associated with market efficiency. The efficient market hypothesis assumes that all available information is reflected in asset prices, meaning that the prices of all assets should be reasonable and that long-term price differences should not occur.
Risk Management:
In a zero spread exchange environment, investors can better manage risks because prices are transparent and consistent, reducing the likelihood of market manipulation.
The direct relationship to you
The concept of no price difference is definitely relevant to you compared to traditional buying and selling prices when it comes to currency exchange! Imagine if you could exchange foreign currency at relatively low rates, allowing you to bring back more foreign currency from each trip. Likewise, when you return to Hong Kong, exchanging the remaining foreign currency back to Hong Kong dollars at the same rate would also give you more. This back-and-forth could save you enough for a cold drink or even a Hong Kong-style tea meal! You could say that the smarter you are, the more you save!
In a no-price-difference platform, there are no traditional buying and selling prices, only buyers and sellers. Both parties work together through this matching platform to create and maintain a fair exchange environment, achieving a win-win situation for all involved.
The persistent problems of traditional exchange
Lack of Transparency in Exchange Rates:
Customers find it difficult to obtain a unified market exchange rate and may be affected by unreasonable rates that impact their exchange results.
Limited Currency Options:
Traditional exchange shops may not offer currencies from all countries, limiting customer choices.
Inadequate Customer Service:
The quality of customer service in some traditional exchange shops can be inconsistent, and customers may not receive timely assistance when issues arise.
Security Concerns:
Carrying large amounts of cash to physical stores for exchange may pose security risks, making customers feel uneasy.
WHY BUYING AND SELLING PRICES NOT THE SAME?
IS THE EXCHANGE RATE FAIR ENOUGH?
Concept of Zero-spread rate
The concept of Zero-spread rate refers to a situation in the market where there are no arbitrage opportunities. When the prices of a foreign currency do not differ between the "buy" and "sell" exchange rates, it is called no price difference exchange.
Traditional industries typically rely on the two rates, "buy" and "sell," to earn profit from the price spread. Different banks and exchange shops have their own pricing, which can confuse and exhaust consumers when comparing prices.
However, 2XCHANGE adopts a professional approach by integrating a large amount of market data and deriving a real, fair, and completely transparent no price difference exchange rate through meticulous calculations. Here, the exchange rates become straightforward and clear. Whether you are a buyer or a seller, you can easily compare the rates from other banks on this platform and make informed decisions.
Imagine if the exchange rate of Hong Kong Dollars to Japanese Yen is 0.502, and when converting Yen back to Hong Kong Dollars, it is also 0.502. This represents a fair and mutually beneficial situation for both parties!
Main Features
Arbitrage Opportunity:
Arbitrage refers to the practice of making risk-free profits by exploiting price differences. The state of zero spread exchange means that investors cannot profit from price differences, as any discrepancies that arise will be quickly exploited by market participants, ultimately leading to price convergence.
Market Efficiency:
The existence of zero spread exchanges is often associated with market efficiency. The efficient market hypothesis assumes that all available information is reflected in asset prices, meaning that the prices of all assets should be reasonable and that long-term price differences should not occur.
Risk Management:
In a zero spread exchange environment, investors can better manage risks because prices are transparent and consistent, reducing the likelihood of market manipulation.
The direct relationship to you
The concept of no price difference is definitely relevant to you compared to traditional buying and selling prices when it comes to currency exchange! Imagine if you could exchange foreign currency at relatively low rates, allowing you to bring back more foreign currency from each trip. Likewise, when you return to Hong Kong, exchanging the remaining foreign currency back to Hong Kong dollars at the same rate would also give you more. This back-and-forth could save you enough for a cold drink or even a Hong Kong-style tea meal! You could say that the smarter you are, the more you save!
In a no-price-difference platform, there are no traditional buying and selling prices, only buyers and sellers. Both parties work together through this matching platform to create and maintain a fair exchange environment, achieving a win-win situation for all involved.
The persistent problems of traditional exchange
Lack of Transparency in Exchange Rates:
Customers find it difficult to obtain a unified market exchange rate and may be affected by unreasonable rates that impact their exchange results.
Limited Currency Options:
Traditional exchange shops may not offer currencies from all countries, limiting customer choices.
Inadequate Customer Service:
The quality of customer service in some traditional exchange shops can be inconsistent, and customers may not receive timely assistance when issues arise.
Security Concerns:
Carrying large amounts of cash to physical stores for exchange may pose security risks, making customers feel uneasy.
HKD to Foreign Currency
Foreign Currency to HKD
If you use
Traditional buy price
Zero-spread rate
You will save
to
-
=
HKD
(included 0.1% service fee)
Note: The above content is designed for customer understanding and is for reference only; exchange rates are subject to actual market conditions.
We will charge a service fee of 0.1%, meaning that for HKD 1,000, only HKD 1 will be charged.
￥376,981.13
￥370,370.37
￥6610.76
JPY 0.054 (assuming)
JPY 0.053 (today's update)
HKD to Foreign Currency
Foreign Currency to HKD
If you use
Traditional buy price
Zero-spread rate
You will save
to
-
=
JPY
(included 0.1% service fee)
Note: The above content is designed for customer understanding and is for reference only; exchange rates are subject to actual market conditions.
We will charge a service fee of 0.1%, meaning that for HKD 1,000, only HKD 1 will be charged.
HKD (assuming)
HKD (today's update)
HKD to Foreign Currency
Foreign Currency to HKD
If you use
Traditional buy price
Zero-spread rate
You will save
HKD
to
-
=
(included 0.1% service fee)
Note: The above content is designed for customer understanding
and is for reference only; exchange rates are subject
to actual market conditions. We will charge a service
fee of 0.1%, meaning that for HKD 1,000, only HKD 1 will be charged.
￥376,981.13
￥370,370.37
￥6610.76
JPY 0.054 (assuming)
JPY 0.053 (today's update)
HKD to Foreign Currency
Foreign Currency to HKD
If you use
Traditional buy price
Zero-spread rate
You will save
JPY
to
-
=
(included 0.1% service fee)
Note: The above content is designed for customer understanding
and is for reference only; exchange rates are subject
to actual market conditions. We will charge a service
fee of 0.1%, meaning that for HKD 1,000, only HKD 1 will be charged.
JPY (assuming)
JPY (today's update)
HKD to Foreign Currency
Foreign Currency to HKD
If you use
Traditional buy price
Zero-spread rate
You will save
HKD
to
-
=
(included 0.1% service fee)
Note: The above content is designed for customer understanding
and is for reference only; exchange rates are subject
to actual market conditions. We will charge a service
fee of 0.1%, meaning that for HKD 1,000, only HKD 1 will be charged.
￥376,981.13
￥370,370.37
￥6610.76
JPY 0.054 (assuming)
JPY 0.053 (today's update)
HKD to Foreign Currency
Foreign Currency to HKD
If you use
Traditional buy price
Zero-spread rate
You will save
JPY
to
-
=
(included 0.1% service fee)
Note: The above content is designed for customer understanding
and is for reference only; exchange rates are subject
to actual market conditions. We will charge a service
fee of 0.1%, meaning that for HKD 1,000, only HKD 1 will be charged.
JPY (assuming)
JPY (today's update)
SERVICES AND FEES
Our platform focuses on a customer-to-customer (C2C) trading environment, pairing transactions without the price spread, thus avoiding unreasonable profits that merchants (B2C) typically gain from the differences. On the 2XCHANGE mobile platform, you can instantly view the midpoint exchange rates and conduct cash transactions for up to 17 major currencies. As long as there is availability, you can trade instantly. Additionally, customers can match their desired foreign currencies through the platform. Once a match is successful, the system will notify you to collect your funds in-store, making the process simple and convenient. Our Hong Kong dollar to foreign currency exchanges (such as Japanese yen, US dollars, and euros) can be completed within 48 hours, with all matching processes being clear, transparent, and secure.
We Charge Only A Small Service Fee
With No Hidden Costs
For each successful transaction, we charge a service fee of 0.1%. This means that for HKD 1,000, you only pay HKD 1, and for HKD 10,000, you only pay HKD 10, and so on. Customers can choose to withdraw cash in-store or conduct transactions via FPS, making the process flexible and easy.
All related fees incurred by FPS will be clearly listed on the mobile platform, ensuring that there are absolutely no hidden charges throughout the process. It's genuine and reliable!
SERVICES AND FEES
Our platform focuses on a customer-to-customer (C2C) trading environment, pairing transactions without the price spread, thus avoiding unreasonable profits that merchants (B2C) typically gain from the differences. On the 2XCHANGE mobile platform, you can instantly view the midpoint exchange rates and conduct cash transactions for up to 17 major currencies. As long as there is availability, you can trade instantly. Additionally, customers can match their desired foreign currencies through the platform. Once a match is successful, the system will notify you to collect your funds in-store, making the process simple and convenient. Our Hong Kong dollar to foreign currency exchanges (such as Japanese yen, US dollars, and euros) can be completed within 48 hours, with all matching processes being clear, transparent, and secure.
We Charge Only A Small Service Fee
With No Hidden Costs
For each successful transaction, we charge a service fee of 0.1%. This means that for HKD 1,000, you only pay HKD 1, and for HKD 10,000, you only pay HKD 10, and so on. Customers can choose to withdraw cash in-store or conduct transactions via FPS, making the process flexible and easy.
All related fees incurred by FPS will be clearly listed on the mobile platform, ensuring that there are absolutely no hidden charges throughout the process. It's genuine and reliable!
SERVICES AND FEES
Our platform focuses on a customer-to-customer (C2C) trading environment, pairing transactions without the price spread, thus avoiding unreasonable profits that merchants (B2C) typically gain from the differences. On the 2XCHANGE mobile platform, you can instantly view the midpoint exchange rates and conduct cash transactions for up to 17 major currencies. As long as there is availability, you can trade instantly. Additionally, customers can match their desired foreign currencies through the platform. Once a match is successful, the system will notify you to collect your funds in-store, making the process simple and convenient. Our Hong Kong dollar to foreign currency exchanges (such as Japanese yen, US dollars, and euros) can be completed within 48 hours, with all matching processes being clear, transparent, and secure.
We Charge Only A Small Service Fee
With No Hidden Costs
For each successful transaction, we charge a service fee of 0.1%. This means that for HKD 1,000, you only pay HKD 1, and for HKD 10,000, you only pay HKD 10, and so on. Customers can choose to withdraw cash in-store or conduct transactions via FPS, making the process flexible and easy.
All related fees incurred by FPS will be clearly listed on the mobile platform, ensuring that there are absolutely no hidden charges throughout the process. It's genuine and reliable!
2XCHANGE 30s TVC(EN)
MOBILE PLATFORM OPERATION PROCESS
(Three Steps For Exchange)
HKD to Foreign Currency
Foreign Currency to HKD
1. FPS Deposit
1. Deposit Foreign Currency in Store
Deposit via FPS (Faster Payment System)
Pre-deposit foreign currency in-store
through your mobile phone, convenient and quick
for early preparation and self-exchange
2. Platform Matching
Check the inventory of different currencies on the platform at any time, freely conduct pairing transactions
between Hong Kong dollars and foreign currencies, and flexibly respond to market changes
3. Collect Foreign Currency in Store
3. FPS Deposits to You
You can book in advance on your phone to withdraw
We deposit to your account via mobile FPS
cash in Store, no queues, safely and efficiently.
(Faster Payment System)
MOBILE PLATFORM
OPERATION PROCESS
(Three Steps For Exchange)
HKD to Foreign Currency
FPS Deposit
Deposit via FPS (Faster Payment System) through your mobile phone, convenient and quick
Platform Matching
Check the inventory of different currencies on the platform at any time, freely conduct pairing transactions between Hong Kong dollars and foreign currencies, and flexibly respond to market changes
Collect Foreign Currency in Store
You can book in advance on your phone to withdraw cash in Store, no queues, safely and efficiently.
Foreign Currency to HKD
Deposit Foreign Currency in Store
Pre-deposit foreign currency in-store for early preparation and self-exchange
Platform Matching
Check the inventory of different currencies on the platform at any time, freely conduct pairing transactions between Hong Kong dollars and foreign currencies, and flexibly respond to market changes
FPS Deposits to You
We deposit to your account via mobile FPS (Faster Payment System)
MOBILE PLATFORM
OPERATION PROCESS
(Three Steps For Exchange)
HKD to Foreign Currency
FPS Deposit
Deposit via FPS (Faster Payment System)
through your mobile phone, convenient and quick
Platform Matching
Check the inventory of different currencies on the
platform at any time, freely conduct pairing
transactions between Hong Kong dollars and foreign
currencies, and flexibly respond to market changes
Collect Foreign Currency in Store
You can book in advance on your
phone to withdraw cash in Store,
no queues, safely and efficiently.
Foreign Currency to HKD
Deposit Foreign Currency in Store
Pre-deposit foreign currency in-store
for early preparation and self-exchange
Platform Matching
Check the inventory of different currencies on the
platform at any time, freely conduct pairing
transactions between Hong Kong dollars and foreign
currencies, and flexibly respond to market changes
